# Calculators

## Loans & Credit Cards

### Loan Payoff

How much will it cost to pay off a loan over its lifetime?

### Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

### Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

### Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

### Credit Card Debt

How Long Will It Take to Pay my Balance?

### Lease Payment

How much would your monthly lease payment be?

### Car Affordability

How much can you afford to pay for a car?

## Loans & Credit Cards

### Loan Payoff

How much will it cost to pay off a loan over its lifetime?

### Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

### Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

### Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

### Credit Card Debt

How Long Will It Take to Pay my Balance?

### Lease Payment

How much would your monthly lease payment be?

### Car Affordability

How much can you afford to pay for a car?

## Loans & Credit Cards

### Loan Payoff

How much will it cost to pay off a loan over its lifetime?

### Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

### Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

### Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

### Credit Card Debt

How Long Will It Take to Pay my Balance?

### Lease Payment

How much would your monthly lease payment be?

### Car Affordability

How much can you afford to pay for a car?

## Loans & Credit Cards

### Loan Payoff

How much will it cost to pay off a loan over its lifetime?

### Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

### Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

### Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

### Credit Card Debt

How Long Will It Take to Pay my Balance?

### Lease Payment

How much would your monthly lease payment be?

### Car Affordability

How much can you afford to pay for a car?

## Loans & Credit Cards

### Loan Payoff

How much will it cost to pay off a loan over its lifetime?

### Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

### Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

### Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

### Credit Card Debt

How Long Will It Take to Pay my Balance?

### Lease Payment

How much would your monthly lease payment be?

### Car Affordability

How much can you afford to pay for a car?

## Retirement & Inflation

### Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

### Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.

### Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

### Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

### Retirement Portfolio Lifespan

How Long Will Your Funds Last?

### Working While Collecting Social Security Benefits

What will my net Social Security benefit be?

## Loans & Credit Cards

### Loan Payoff

How much will it cost to pay off a loan over its lifetime?

### Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

### Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

### Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

### Credit Card Debt

How Long Will It Take to Pay my Balance?

### Lease Payment

How much would your monthly lease payment be?

### Car Affordability

How much can you afford to pay for a car?

## Cash Management

### Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

### Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

### Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

## Saving & Investing

### College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

### Savings Goals

How much do you need to save each year to meet your long-term financial goals?

### Savings Accumulation

Estimate the future value of your current savings.

### Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

## Retirement & Inflation

### Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

### Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.

### Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

### Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

### Retirement Portfolio Lifespan

How Long Will Your Funds Last?

### Working While Collecting Social Security Benefits

What will my net Social Security benefit be?

## Risk Management

### Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

### Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

### Long-Term Care Self Insurance

Will you be able to afford nursing home care?

### LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

### Disability Income Insurance

How much Disability Income Insurance do you need?

## Cash Management

### Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

### Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

### Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

## Risk Management

### Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

### Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

### Long-Term Care Self Insurance

Will you be able to afford nursing home care?

### LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

### Disability Income Insurance

How much Disability Income Insurance do you need?

## Cash Management

### Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

### Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

### Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

## Saving & Investing

### College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

### Savings Goals

How much do you need to save each year to meet your long-term financial goals?

### Savings Accumulation

Estimate the future value of your current savings.

### Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

## Saving & Investing

### College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

### Savings Goals

How much do you need to save each year to meet your long-term financial goals?

### Savings Accumulation

Estimate the future value of your current savings.

### Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

## Risk Management

### Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

### Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

### Long-Term Care Self Insurance

Will you be able to afford nursing home care?

### LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

### Disability Income Insurance

How much Disability Income Insurance do you need?

## Taxes & IRAs

### Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

### IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

### Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

## Taxes & IRAs

### Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

### IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

### Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

## Retirement & Inflation

### Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

### Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.

### Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

### Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

### Retirement Portfolio Lifespan

How Long Will Your Funds Last?

### Working While Collecting Social Security Benefits

What will my net Social Security benefit be?

## Loans & Credit Cards

### Loan Payoff

How much will it cost to pay off a loan over its lifetime?

### Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

### Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

### Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

### Credit Card Debt

How Long Will It Take to Pay my Balance?

### Lease Payment

How much would your monthly lease payment be?

### Car Affordability

How much can you afford to pay for a car?

## Risk Management

### Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

### Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

### Long-Term Care Self Insurance

Will you be able to afford nursing home care?

### LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

### Disability Income Insurance

How much Disability Income Insurance do you need?

## Retirement & Inflation

### Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

### Required Minimum Distributions

### Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

### Retirement Plan Early Distribution

### Retirement Portfolio Lifespan

How Long Will Your Funds Last?

### Working While Collecting Social Security Benefits

What will my net Social Security benefit be?

## Risk Management

### Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

### Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

### Long-Term Care Self Insurance

Will you be able to afford nursing home care?

### LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

### Disability Income Insurance

How much Disability Income Insurance do you need?

## Retirement & Inflation

### Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

### Required Minimum Distributions

### Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

### Retirement Plan Early Distribution

### Retirement Portfolio Lifespan

How Long Will Your Funds Last?

### Working While Collecting Social Security Benefits

What will my net Social Security benefit be?

## Retirement & Inflation

### Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

### Required Minimum Distributions

### Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

### Retirement Plan Early Distribution

### Retirement Portfolio Lifespan

How Long Will Your Funds Last?

### Working While Collecting Social Security Benefits

What will my net Social Security benefit be?

## Taxes & IRAs

### Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

### IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

### Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

## Saving & Investing

### College Funding

### Savings Goals

How much do you need to save each year to meet your long-term financial goals?

### Savings Accumulation

Estimate the future value of your current savings.